Every Coverage Option We Offer in Clarksville, TN
Family Life Solutions is headquartered in Clarksville, TN, where Lesley David Varisce lives and works. This page lists every product he places for local families, from term and whole life through indexed universal life and annuities, plus the KonnectMD healthcare membership and the Commercial Drivers Legal Plan. Start with whichever one matches what you came here for.
What Clarksville families ask Les about
Clarksville, TN is the county seat of Montgomery County and Tennessee’s fifth largest city, with roughly 166,700 residents counted in the 2020 census, founded in 1785 and named for General George Rogers Clark, built at the confluence of the Cumberland and Red rivers, home to Austin Peay State University, founded in 1927, and about 15 miles from the Fort Campbell main gate, and the anchor of the Clarksville, TN-KY metropolitan area.
Les is licensed in both Tennessee and Kentucky, so a Clarksville household is covered whichever side of the state line it sits on. Most consultations happen by phone, and he can meet locally when a family would rather sit down face to face.
Part of Montgomery County, TN. ZIP codes: 37040, 37042, 37043.
No TN tax on annuities
Tennessee has no broad income tax. Across the line, Kentucky taxes retirement income above $31,110.
Licensed in TN and KY
Les holds licenses on both sides of the state line, plus Ohio, Virginia, Texas and New York.
Paid by the carrier
The carrier that issues your policy pays the commission. You pay no separate fee for the help.
Choose the right coverage for Clarksville
Start with the product you came here for.
Final Expense Insurance
Final expense insurance is a small whole-life policy, usually 10,000 to 25,000 dollars, built to cover funeral, burial and end-of-life bills.
See final expense →Term Life Insurance
Term life insurance provides a death benefit for a set number of years, typically 10, 20 or 30, at a level premium.
See Clarksville term life →Whole Life Insurance
Whole life insurance is permanent coverage that lasts your entire life as long as premiums are paid.
See Clarksville whole life →Indexed Universal Life Insurance
Indexed universal life insurance is permanent life insurance with flexible premiums, where cash value growth is linked to the performance of a stock market index like the S&P 500.
See Clarksville IUL →Annuities
An annuity is a contract with an insurance carrier that converts your savings into a stream of income, either right away or starting at a future date.
See Clarksville annuities →KonnectMD Healthcare Membership
KonnectMD is a healthcare membership, not health insurance.
See Clarksville KonnectMD →Commercial Drivers Legal Plan
The Commercial Drivers Legal Plan is a LegalShield legal services membership for CDL holders, not insurance.
See Clarksville CDL Legal Plan →Clarksville, answered
Where is Family Life Solutions located in Clarksville?
Family Life Solutions is based in Clarksville, TN, the county seat of Montgomery County. Lesley David Varisce works with families across Clarksville and the surrounding Fort Campbell trade area, and is licensed in TN, KY, OH, VA, TX and NY.
Do I have to meet in person in Clarksville?
No. Most Clarksville consultations happen by phone, and applications are handled electronically. Les lives in the area and can meet locally when a family would rather sit down face to face.
What does Family Life Solutions offer in Clarksville?
Final expense insurance, term life, whole life, indexed universal life and annuities, plus two non-insurance memberships: KonnectMD for virtual healthcare access and the LegalShield Commercial Drivers Legal Plan for Clarksville area CDL holders.
Talk to a licensed agent who knows Clarksville.
Call Lesley David Varisce at Family Life Solutions, based in Clarksville, TN.