Life Insurance in Guthrie, KY
Family Life Solutions is based in Clarksville, TN and works directly with families in Guthrie, KY, which is about 50 miles southeast of Clarksville, on the Tennessee state line in Todd County. Whether you need final expense coverage, term or whole life, an indexed universal life policy, or an annuity for retirement income, Les compares options from multiple carriers before you decide.
Coverage for Guthrie, on either side of the line
Guthrie, KY is a Todd County, KY city of about 1,330 residents sitting directly on the Tennessee state line, originally known as Pondy Woods, then State Line, a stagecoach stop before the railroad arrived, founded as a rail town in 1867 and named for L&N Railroad president James Guthrie, formally incorporated in 1876, and about 15 miles from the Todd County seat of Elkton.
Les is licensed in both Tennessee and Kentucky, so a Guthrie household is covered whichever side of the state line it sits on. Most consultations happen by phone, and he can meet locally when a family would rather sit down face to face.
Part of Todd County, KY. ZIP code: 42234.
Licensed in TN and KY
Les holds licenses on both sides of the state line, plus Ohio, Virginia, Texas and New York.
Paid by the carrier
The carrier that issues your policy pays the commission. You pay no separate fee for the help.
Independent, not captive
Les is not employed by any single carrier, so options come from more than one company.
Choose the right coverage for Guthrie
Start with the product you came here for.
Final Expense Insurance
Final expense insurance is a small whole-life policy, usually 10,000 to 25,000 dollars, built to cover funeral, burial and end-of-life bills.
See Guthrie final expense →Term Life Insurance
Term life insurance provides a death benefit for a set number of years, typically 10, 20 or 30, at a level premium.
See Guthrie term life →Whole Life Insurance
Whole life insurance is permanent coverage that lasts your entire life as long as premiums are paid.
See Guthrie whole life →Indexed Universal Life Insurance
Indexed universal life insurance is permanent life insurance with flexible premiums, where cash value growth is linked to the performance of a stock market index like the S&P 500.
See Guthrie IUL →Annuities
An annuity is a contract with an insurance carrier that converts your savings into a stream of income, either right away or starting at a future date.
See Guthrie annuities →KonnectMD Healthcare Membership
KonnectMD is a healthcare membership, not health insurance.
See Guthrie KonnectMD →Commercial Drivers Legal Plan
The Commercial Drivers Legal Plan is a LegalShield legal services membership for CDL holders, not insurance.
See CDL Legal Plan →Guthrie, answered
Do you serve Guthrie, KY?
Yes. Lesley David Varisce at Family Life Solutions regularly works with families in Guthrie, KY, which is about 50 miles southeast of Clarksville, on the Tennessee state line in Todd County. Coverage options and licensing vary by state, and Les is licensed in TN, KY, OH, VA, TX and NY.
How far is Guthrie, KY from your Clarksville office?
Guthrie, KY is about 50 miles southeast of Clarksville, on the Tennessee state line in Todd County. Most consultations happen by phone, so the exact drive time rarely matters, but Les is familiar with the area and can meet locally when needed.
What insurance products are available in Guthrie, KY?
Family Life Solutions offers final expense insurance, term life, whole life, indexed universal life and annuities to Guthrie, KY residents, along with the KonnectMD healthcare membership and the LegalShield Commercial Drivers Legal Plan.
Talk to a licensed agent who knows Guthrie.
Call Lesley David Varisce at Family Life Solutions, based in Clarksville, TN.